Payments built in. Not added on.
PhyloPay is PhyloPOS's embedded payments engine — so your billing and settlement live in the same system. Accept every payment mode your customers use. Zero friction at checkout. No more cross-referencing three portals every morning.
Every payment mode. One settlement.
Card Payments
Accept Visa, Mastercard, Rupay, Amex. Chip, swipe, and contactless. Integrated with POS — no double entry.
UPI & QR
Dynamic QR on customer display. All UPI apps supported — GPay, PhonePe, BHIM, Paytm, and more.
Cash & Split Bills
Track cash drawer movements. Split payment across cash, card, and UPI in one bill. Change calculation built in.
Unified Settlement
End-of-day report shows every payment mode with amounts, counts, and comparison to POS totals. Spot gaps instantly.
PCI-DSS Certified
All card data handled by certified payment processors. PhyloPOS never stores raw card details.
Multi-Outlet Reconciliation
For chains and multi-store setups, payment reconciliation runs across every outlet. HQ sees the consolidated view.